CPS has accessible, convenient credit options to help you profit from our experience.

In keeping with the CPS promise of providing customer-focused solutions, we offer flexible financing options through our credit offerings:

  • Quick and easy application process
  • Competitive rates
  • Flexible terms

Choose what works best for you:

The most popular financial product offering meets the unique financing needs of farm business operations. An IFL provides competitive interest rates and rebates that reward timely payment. It’s accessible, easy to use and provides the freedom to purchase inputs when needed. 

  • Easy and convenient offering through an annual approval process
  • No maximum credit limit; fits the needs of farm input purchases from CPS
  • Fixed interest rate, compounded monthly
  • No interest if balance is paid on or before the first statement Payment Due Date
  • No administration fees
  • No financial disclosure required for credit up to $350,000 for qualifying customers
  • Interest rebates to reward prompt payment
  • Access to special program offers
  • Deferred due dates that allow maximization of grain marketing opportunities

A specialized product for customers with a strong credit history and significant borrowing needs who are willing to provide appropriate security. Qualifying customers receive lower, competitive interest rates based on secured credit.

  • Easy and convenient secured credit designed to suit business needs
  • No maximum; minimum credit limit of $100,000
  • Competitive daily interest, compounded monthly
  • No administration fees
  • Deferred due dates that allow maximization of grain marketing opportunities
  • Financial disclosure required
  • Annual review with updated financial information is required

 Leasing provides an alternate financing option to help farming operations manage equipment purchases at the right time. A CPS FlexLease provides growers the flexibility required to manage cash flow so the focus can continue to be on farming, not financing. Once approved for credit, applicants pre-qualify for lease financing – in most cases, no additional information is required. 

  • Fast and convenient process for existing credit customers
  • No maximum; minimum lease amount of $5,000
  • Competitive pricing and multiple options
  • Fixed finance rate and flexible finance terms
  • Effective cash flow management
  • Defer first payment to match cash flow
  • Special offers and programs available

 

How do I apply for credit?

Consult with your local CPS representative. They will be able to help you complete a credit application form or assist you with changing credit needs.

For more information call 1-866-712-1090.

Terms and Conditions apply.